Property Type

Residential property finance.

Our highest-volume asset class. We lend against houses, townhouses, units, and apartments across metro, regional, and coastal Australian markets - in both first and second mortgage positions.

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What we lend against.

Houses, townhouses, units & apartments

Metro, regional and coastal markets

First and second mortgage positions

Self-employed and complex income considered

Rapid indicative terms within 24 hours

Flexible early repayment

Lending parameters.

First Mortgage LVRUp to 75% of as-is value (metro)

Residual Stock LVRUp to 70% of as-is value of remaining completed stock

Second Mortgage (combined LVR)Up to 75% (metro)

Loan Size$1,000,000 to $20,000,000

Loan Term6 to 36 months (shorter on bridging case by case)

Valuation basisAs-is only - no "as if complete" value

GeographyNSW, VIC, QLD - other eastern seaboard states considered

Available loan products.

All of the following products can be structured against completed residential property.

Business Loans - Residential Property

Business and investment purpose, company or trust borrower. For self-employed borrowers and complex income structures. Up to 75% LVR on completed residential property.

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Bridging

Short-term first mortgage to bridge a gap. Settlement in days. Up to 75% LVR.

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Residual Stock

Refinance a senior facility on completed but unsold units. Up to 70% of as-is value.

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Second Mortgage

Access equity behind your existing bank mortgage. Up to 75% combined LVR.

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Have a residential deal to discuss?

Submit the scenario and we'll respond with an indicative position within 24 hours.

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