Property Type
Residential property finance.
Our highest-volume asset class. We lend against houses, townhouses, units, and apartments across metro, regional, and coastal Australian markets - in both first and second mortgage positions.
What we lend against.
Houses, townhouses, units & apartments
Metro, regional and coastal markets
First and second mortgage positions
Self-employed and complex income considered
Rapid indicative terms within 24 business hours
No early exit fees
Lending parameters.
First Mortgage LVRUp to 75% of as-is value (metro)
Residual Stock LVRUp to 70% of as-is value of remaining completed stock
Second Mortgage (combined LVR)Up to 75% (metro)
Loan Size$1,000,000 – $20,000,000
Loan Term6 – 36 months (shorter on bridging case by case)
Valuation basisAs-is only - no "as if complete" value
GeographyNSW, VIC, QLD - other eastern seaboard states considered
Available loan products.
All of the following products can be structured against completed residential property.
Low Doc Residential
For self-employed borrowers and complex income structures. Up to 75% LVR on completed residential property.
Learn more →Bridging & Caveat
Short-term first mortgage to bridge a gap. Settlement in days. Up to 75% LVR.
Learn more →Residual Stock
Refinance a senior facility on completed but unsold units. Up to 70% of as-is value.
Learn more →Second Mortgage
Access equity behind your existing bank mortgage. Up to 75% combined LVR.
Learn more →Have a residential deal to discuss?
Submit the scenario and we'll respond with an indicative position within 24 business hours.