Residential, commercial, industrial and retail property on the East Coast.
Below is what we lend against per asset class. If a deal sits near the line, send it anyway and we will come back to you within 24 hours.
Residential
Completed houses, townhouses, units, and apartments. This is our highest-volume asset class. We lend across metro, regional, and destinational residential markets - against completed security only.
What we lend against on residential security →1st Mortgage Products
2nd Mortgage Products
Commercial
Offices, medical suites, mixed-use buildings, and strata commercial. We take a commercial view on complex tenancy profiles, short WALEs, and related-party leases.
What we lend against on commercial security →1st Mortgage Products
2nd Mortgage Products
Industrial
Warehouses, logistics facilities, light manufacturing, and storage. Industrial is one of Australia's strongest-performing asset classes - we reflect this in our LVR parameters.
What we lend against on industrial security →1st Mortgage Products
2nd Mortgage Products
Industrial assets are assessed under our commercial property product. Submit your deal and we'll structure it appropriately.
Retail
Strip retail, neighbourhood centres, standalone shops, food & beverage, childcare, and medical retail. We assess each asset on location and lease structure rather than applying blanket exclusions.
What we lend against on retail security →1st Mortgage Products
2nd Mortgage Products
Retail assets are assessed under our commercial property product. Submit your deal and we'll structure it appropriately.
Not sure which product fits your client's deal?
Private credit deals rarely fit a single box. Submit the scenario and we'll tell you how we'd approach it and what product or combination of products applies.