Borrowing through us
As a specialist lender with discretionary capital to invest, Vía Private is committed to building lasting relationships and providing tailored solutions which turn our partners' visions into reality.
We have deep experience across the capital stack, with over 50% of our funded loans being for repeat borrowers - reflecting our strength as a trusted capital partner.
We understand that every property transaction is different.
At Vía Private, all loans are assessed on the strength of the borrower and each loan transaction on its individual merit.
What we lend for
RESIDENTIAL
- • Purchase or refinance
- • Bridging
- • Low doc & self-employed
- • Second mortgage equity release
COMMERCIAL
- • Office, retail, industrial
- • Mixed-use
- • Specialised assets (childcare, petrol stations)
- • Residual stock on completed projects
REFINANCE & EQUITY
- • ATO / tax debt clearance
- • Debt restructure
- • Business working capital
- • Equity release behind a bank mortgage
We can assist with:
- Bridging finance against completed property where bank settlement timelines do not work
- Low doc residential refinance for self-employed borrowers and complex income structures
- Equity release behind an existing bank mortgage on residential, commercial, industrial, or retail property
- Refinance of residual stock at practical completion - clearing the senior facility to run a measured sales campaign
- ATO debt refinance and debt restructure - clearing the path back to a bank facility
How we work
What you can expect when you bring a deal to Vía Private. No surprises, just disciplined execution.
Scenario review
We assess the borrower profile, loan request, and security details to understand your deal from the outset.
Indicative terms
You receive high-level terms within hours - proposed structure, costs, and rate. Once accepted, the full application begins.
Due diligence
We review valuations, credit reports, contracts, and all supporting documents to finalise the deal.
Formal offer
A formal letter of offer is issued, clearly setting out all terms for client acceptance.
Documentation
Our appointed law firm prepares and issues loan documents, ready for signing and settlement.
Settlement
Documents signed, conditions met, settlement completed - no unnecessary delays.
Let's have a chat
If you're ready to experience the Vía Private difference, reach out and have a chat.