Property Type

Retail property finance.

We assess each retail asset on location and lease structure rather than applying blanket exclusions. Strip retail, neighbourhood centres, food & beverage, childcare, and medical retail are all considered in both first and second mortgage positions.

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What we lend against.

Strip retail and high-street shops

Neighbourhood and convenience centres

Food & beverage and hospitality

Childcare and medical retail

Standalone shops and showrooms

First and second mortgage positions

Lending parameters.

First Mortgage LVRUp to 65% of as-is value

Second Mortgage (combined LVR)Up to 70%

Loan Size$1,000,000 – $20,000,000

Loan Term3 – 36 months

Asset TypesStrip retail, neighbourhood centres, food & beverage, childcare, medical

Lease AssessmentLocation and lease structure - no blanket exclusions

GeographyNSW, VIC, QLD - other eastern seaboard states considered

Retail assets are assessed under our commercial property product. Submit your deal and we'll structure it appropriately.

Available loan products.

The following products can be structured against retail property.

Commercial Property

Retail assets are assessed under our commercial property product. Up to 65% LVR across strip retail, neighbourhood centres, and specialty retail.

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Bridging & Caveat

Short-term bridging finance for retail acquisitions or while longer-term funding is arranged.

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Second Mortgage

Access equity behind your existing bank mortgage. Up to 75% combined LVR.

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Have a retail deal to discuss?

Submit the scenario and we'll respond with an indicative position within 24 business hours.

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